INSURANCE 
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(P) Passed (F) Failed (V) Vetoed (I) Incorporated into other legislation(C) Carried over to 2005 Session
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Birth-Related Neurological Injury Compensation Act; increases participating physician and hospital assessment. Amending §§ 38.2-5001, 38.2-5009 and 38.2-5020. (Patron-
Tata, 
HB 1407 (Chapter 
931); 
Devolites, 
SB 687 (Chapter 
896))
 
 
Coal mining classifications; capping of workers’ compensation voluntary market rates and loss costs. Adding §§ 38.2-1912.2 and 38.2-2005.1. (Patron-
Phillips, 
HB 914 (
F))
 
 
Condominium Act; responsibility for insurance deductibles. Amending § 55-79.81. (Patron-
Hargrove, 
HB 555 (Chapter 
281))
 
 
Consumer Choice Benefits Plan Act; created. Amending §§ 38.2-4214 and 38.2-4319; adding §§ 38.2-3419.2 through 38.2-3419.8. (Patron-
Marshall, D.W., 
HB 935 (
C); 
Martin, 
SB 679 (
F))
 
 
Dental plan organizations; provisions. Amending §§ 38.2-100, 38.2-316, 38.2-1401, 38.2-1700, 38.2-1800 and 58.1-2501; adding §§ 38.2-6100 through 38.2-6113. (Patron-
Potts, 
SB 156 (Chapter 
668))
 
 
DMV records; access by insurance companies. Amending § 46.2-208. (Patron-
McDougle, 
HB 1383 (Chapter 
811))
 
 
Fidelity and surety insurers; changes in provisions. Amending §§ 38.2-2416 through 38.2-2419. (Patron-
Drake, 
HB 460 (Chapter 
357))
 
 
Fire Programs Fund; assessment on motor vehicle insurance. Amending § 38.2-401. (Patron-
Puckett, 
SB 68 (
F))
 
 
Fire Programs Fund; use. Amending § 38.2-401. (Patron-
Edwards, 
SB 154 (Chapter 
164))
 
 
Group life and accident insurance; provisions for state and local employees. Amending § 51.1-505. (Patron-
Tata, 
HB 199 (Chapter 
102))
 
 
Health insurance; abolishes optional supplemental insurance credit for retired state employees. Repealing § 51.1-1404 and second enactment of Chapter 385, 1999 Acts. (Patron-
Miles, 
HB 16 (Chapter 
76))
 
 
Health insurance; allows for pharmacy of choice. Amending § 38.2-3407.7. (Patron-
Nutter, 
HB 1416 (
C))
 
 
Health insurance; allows for pharmacy of choice. Amending §§ 38.2-3407.7, 38.2-4209.1 and 38.2-4312.1. (Patron-
Athey, 
HB 1455 (
C))
 
 
Health insurance; coverage for anorexia nervosa and bulimia nervosa. Amending §§ 2.2-2818 and 38.2-3412.1:01. (Patron-
Ware, R.L., 
HB 294 (
C))
 
 
Health insurance; coverage for biologically based mental illness. Repealing fifth enactment of Chapter 941, 1999 Acts. (Patron-
Martin, 
SB 44 (Chapter 
156); 
Martin, 
SB 67 (
F))
 
 
Health insurance; coverage for certain persons. Amending § 38.2-3525. (Patron-
Dillard, 
HB 1016 (
C))
 
 
Health insurance; coverage for dependent children. Amending § 38.2-3525. (Patron-
Byron, 
HB 1404 (Chapter 
771))
 
 
Health insurance; coverage for hearing aids for minors. Amending §§ 2.2-2818, 32.1-325 and 38.2-4319; adding § 38.2-3418.15. (Patron-
Ticer, 
SB 641 (
C))
 
 
Health insurance; coverage for hearing aids for minors. Amending § 38.2-4319; adding § 38.2-3418.15. (Patron-
Petersen, 
HB 800 (
F))
 
 
Health insurance; coverage for infertility. Amending §§ 2.2-2818 and 38.2-4319; adding § 38.2-3418.15. (Patron-
Carrico, 
HB 619 (
C); 
Puckett, 
SB 255 (
F))
 
 
Health insurance; coverage for ovarian cancer screening and annual mammograms. Amending §§ 2.2-2818, 32.1-325, 38.2-3418.1 and 38.2-4319; adding § 38.2-3418.15. (Patron-
Stump, 
HB 1422 (
C))
 
 
 
Health insurance; coverage for treatment of inborn errors of metabolism. Amending § 38.2-4319; adding § 38.2-3418.15. (Patron-
Landes, 
HB 1216 (
C))
 
 
Health insurance; credits for retired school superintendents. Amending § 51.1-1401. (Patron-
Putney, 
HB 356 (Chapter 
84))
 
 
Health insurance; credits for retired state employees. Amending § 51.1-1400. (Patron-
Putney, 
HB 163 (Chapter 
79))
 
 
 
Health insurance; disclosures to employee the class of business for which it has been approved. Amending §§ 38.2-3433 and 38.2-3434. (Patron-
Plum, 
HB 882 (
C))
 
 
Health insurance; exclusion for prophylactic surgical procedures for difficult-to-diagnose pathologies. Adding § 38.2-3407.5:2. (Patron-
Deeds, 
SB 650 (
C))
 
 
Health insurance; includes physicians in prohibition against refusing to accept assignments. Amending §§ 2.2-2818 and 38.2-3407.13. (Patron-
Williams, 
SB 105 (
F))
 
 
 
Health insurance; plan for part-time state employees. Amending § 2.2-2818. (Patron-
Hogan, 
HB 525 (Chapter 
279))
 
 
Health insurance; policies not to prohibit coverage due to intoxicants or narcotics. Amending § 38.2-3504. (Patron-
Scott, J.M., 
HB 1196 (
C))
 
 
Health insurance; program for local employees. Amending § 2.2-1204. (Patron-
Pollard, 
HB 943 (
C))
 
 
Health insurance; provider may electronically send a provider directory to its insureds. Amending §§ 38.2-3407.10 and 38.2-5803. (Patron-
Wagner, 
SB 618 (Chapter 
715))
 
 
Health insurance; reimbursement rates to health care providers. Amending § 38.2-3407.10. (Patron-
O’Brien, 
SB 291 (
F))
 
 
Health insurance; requirements when providing insured with claims experience or medical costs record. Amending §§ 38.2-3540.1 and 38.2-4319. (Patron-
Carrico, 
HB 1408 (Chapter 
772))
 
 
Health insurance carriers; fair business practices for retroactive denials. Amending § 38.2-3407.15. (Patron-
Griffith, 
HB 322 (Chapter 
425))
 
 
Health insurance industry; Bureau of Insurance within State Corporation Commission to study operations and escalating cost thereof. (Patron-
Marshall, R.G., 
HJR 144 (
C))
 
 
Health insurance industry; joint subcommittee to study operations and escalating cost thereof. (Patron-
Marshall, R.G., 
HJR 143 (
F))
 
 
Health insurance plan; Secretary of Health and Human Resources, et al., to develop for certain unemployed residents, report. (Patron-
Armstrong, 
HB 1412 (
F))
 
 
Health maintenance organizations; coverage for chiropractors. Amending § 38.2-4312. (Patron-
Black, 
HB 195 (
C))
 
 
Health maintenance organizations; definition of net worth. Amending §§ 38.2-4300, 38.2-4301 and 38.2-4302. (Patron-
Miller, 
SB 372 (Chapter 
175))
 
 
Health maintenance organizations; explanation of benefits to enrollees covered by medical assistance services, etc. Amending § 38.2-4306; adding § 38.2-4320.1. (Patron-
O’Bannon, 
HB 628 (Chapter 
185))
 
 
Homeowners insurance; coverage for windstorms and hail. Amending §§ 38.2-2108 and 38.2-2701; adding § 38.2-2108.1. (Patron-
Suit, 
HB 439 (
F); 
Wagner, 
SB 433 (
F))
 
 
Homeowners insurance; disclosure of flood insurance contents coverage. Adding § 38.2-2127. (Patron-
Rapp, 
HB 1371 (
I) See 
HB609)
 
 
Homeowners insurance; exclusion of coverage for an insured’s dangerous or vicious animal. Adding § 38.2-2127. (Patron-
Rust, 
HB 1007 (Chapter 
751))
 
 
Homeowners insurance; exclusion of coverage for an insured’s dangerous or vicious dog. Adding § 38.2-2127. (Patron-
Tata, 
HB 1332 (
I) See 
HB1007)
 
 
Homeowners insurance; hurricane deductibles. Adding § 38.2-2127. (Patron-
Gear, 
HB 607 (
C))
 
 
Homeowners insurance; notice to insured on changes in deductibles. Adding § 38.2-2127. (Patron-
Wardrup, 
HB 898 (Chapter 
745))
 
 
Homeowners insurance; notices outlining flood coverage. Amending § 38.2-2125. (Patron-
Gear, 
HB 609 (Chapter 
288))
 
 
Homeowners insurance; policy nonrenewals for claims from other than natural causes. Amending § 38.2-2114. (Patron-
Dillard, 
HB 1019 (
C))
 
 
Homeowners insurance; prohibits cancellations prior to closing of an owner-occupied dwelling. Amending §§ 38.2-610 and 38.2-2114. (Patron-
Drake, 
HB 833 (
C))
 
 
Homeowners insurance; prohibits policy cancellation or nonrenewal for claims inquiries. Amending § 38.2-2114. (Patron-
Eisenberg, 
HB 814 (
C))
 
 
Homeowners insurance; prohibits policy nonrenewal due to claims made within 48 months. Amending § 38.2-2114. (Patron-
Joannou, 
HB 731 (
I) See 
HB818)
 
 
Homeowners insurance; prohibits policy nonrenewal due to claims made within 60 months. Amending § 38.2-2114. (Patron-
Drake, 
HB 818 (Chapter 
300))
 
 
Homeowners insurance; refusal to issue or renew allowed because of insured’s dangerous or vicious dog. Adding § 38.2-2127. (Patron-
Dudley, 
HB 1328 (
F))
 
 
 
Insurance; actuarial opinions. Amending §§ 38.2-4123, 38.2-4214, 38.2-4319 and 38.2-4509; adding § 38.2-1315.1. (Patron-
Bryant, 
HB 1186 (Chapter 
315))
 
 
Insurance; annuity nonforfeiture. Amending §§ 38.2-3220, 38.2-3221, 38.2-3222 and 38.2-3229. (Patron-
Bryant, 
HB 1181 (Chapter 
313))
 
 
Insurance; domestic reciprocals. Amending § 38.2-1230. (Patron-
Colgan, 
SB 355 (Chapter 
174))
 
 
Insurance; rates on renewal policies. Amending § 38.2-1906. (Patron-
Hargrove, 
HB 553 (Chapter 
838))
 
 
Insurance claims; settlement of estate of insured. Amending § 38.2-510. (Patron-
Pollard, 
HB 1417 (
C))
 
 
Insurance companies; subrogation rights. Amending §§ 8.01-66.4, 38.2-2209 and 38.2-3405. (Patron-
Byron, 
HB 1402 (
F))
 
 
Insurance Continuing Education Board; membership. Amending § 38.2-1867. (Patron-
Griffith, 
HB 1238 (Chapter 
765))
 
 
 
Interstate Insurance Product Regulation Compact; created. Adding §§ 38.2-6100 and 38.2-6101. (Patron-
Morgan, 
HB 1155 (Chapter 
761))
 
 
Landlord and tenant; termination of tenancies, security deposit, purchase of damage insurance. Amending §§ 55-222, 55-248.4 and 55-248.37; adding § 55-248.7:2. (Patron-
Albo, 
HB 153 (Chapter 
123))
 
 
Legal service plans; moves regulation to Department of Agriculture and Consumer Services. Amending §§ 38.2-1800 and 59.1-200; adding §§ 59.1-441.1 through 59.1-441.6; repealing § 38.2-4415. (Patron-
Hargrove, 
HB 363 (Chapter 
784))
 
 
Liability and uninsured insurance; shall not prohibit insurer from excluding coverage for punitive damages. Amending §§ 38.2-2204 and 38.2-2206. (Patron-
Hargrove, 
HB 736 (
F))
 
 
Liability insurance for localities; includes fire department and police department operational medical directors, and physician course directors. Amending § 15.2-1518. (Patron-
Sickles, 
HB 1485 (Chapter 
648))
 
 
Life insurance; issuance of funding agreements. Adding § 38.2-3100.2. (Patron-
Stosch, 
SB 535 (Chapter 
254))
 
 
Line of Duty Act; funding of continued health insurance and death payment benefits thereunder. Amending §§ 9.1-400 through 9.1-404, 27-40.1:1 and 51.1-815; adding § 9.1-407; repealing §§ 9.1-405 and 9.1-406. (Patron-
Wampler, 
SB 284 (
C))
 
 
Long-term care insurance; development for state employees. Adding § 2.2-1208. (Patron-
Bryant, 
HB 1179 (Chapter 
312))
 
 
Managed care health insurance plans; excludes dental service plans. Amending §§ 32.1-137.1, 38.2-4214, 38.2-4319, 38.2-4509 and 38.2-5800. (Patron-
Hargrove, 
HB 222 (
C))
 
 
Medical malpractice; limit on attorney fees. Adding § 8.01-581.15:1. (Patron-
Newman, 
SB 415 (
I) See 
SB601)
 
 
Medical malpractice; limitation on recovery and on noneconomic damage awards. Amending § 8.01-581.15; adding § 8.01-581.15:1. (Patron-
Potts, 
SB 216 (
I) See 
SB601)
 
 
Medical malpractice; privileged communications of peer review entities. Amending § 8.01-581.17. (Patron-
Norment, 
SB 385 (Chapter 
250))
 
 
Medical malpractice; requires all parties to attend and participate in review panel hearings. Amending § 8.01-581.5. (Patron-
Spruill, 
HB 1484 (
F))
 
 
Medical malpractice joint underwriting association; activation. Amending § 38.2-2801. (Patron-
Hawkins, 
SB 309 (
C))
 
 
Medical Malpractice Joint Underwriting Association; changes in provisions. Amending §§ 38.2-2800, 38.2-2801, 38.2-2804, 38.2-2806, 38.2-2812 and 38.2-2814; repealing §§ 38.2-2802 and 38.2-2807. (Patron-
O’Brien, 
SB 401 (
C))
 
 
Medical treatment options; physician disclosure. Amending § 38.2-3405; adding § 54.1-2963.1. (Patron-
Marsh, 
SB 224 (Chapter 
675))
 
 
Miscellaneous casualty insurance; definition. Amending § 38.2-111. (Patron-
Hargrove, 
HB 221 (Chapter 
182))
 
 
Motor vehicle insurance; assessment for State Police Training and Retention Fund. Adding § 38.2-401.2. (Patron-
Deeds, 
SB 376 (
F))
 
 
Motor vehicle insurance; disclosure to insured information on third party representatives in connection with a glass claim. Amending § 38.2-517. (Patron-
Morgan, 
HB 1342 (Chapter 
767))
 
 
Motor vehicle safety inspection stations; required to carry garage liability insurance. Amending § 46.2-1166. (Patron-
Phillips, 
HB 1425 (Chapter 
383))
 
 
Multiple employer welfare arrangements (MEWA); eliminates regulatory jurisdiction of State Corporation Commission. Amending § 38.2-3420. (Patron-
Dudley, 
HB 1327 (Chapter 
236))
 
 
Outreach Oversight Committee; name changed to Children’s Health Insurance Program Advisory Committee. Amending § 32.1-351.2. (Patron-
Brink, 
HB 836 (Chapter 
301))
 
 
Prescription claims; electronic funds transfers to pay benefit provider. Amending § 38.2-3407.4:2. (Patron-
Morgan, 
HB 266 (
C))
 
 
Property and Casualty Insurance Guaranty Association; definition of covered claim and insolvent insurer. Amending § 38.2-1603. (Patron-
Dudley, 
HB 596 (Chapter 
285))
 
 
Public-Private Long-Term Care Insurance Partnership Programs; Department of Medical Assistance Services to study. (Patron-
Edwards, 
SJR 50 (
F))
 
 
Rental vehicles; insurance coverage. Amending § 46.2-368. (Patron-
Athey, 
HB 1438 (
F))
 
 
Risk management plans; includes medical malpractice liability insurance for physicians and sole community hospitals, report. Amending § 2.2-1839; adding § 2.2-1839.1. (Patron-
Newman, 
SB 601 (Chapter 
822))
 
 
Sickness and Disability Program; appeal of disability benefit determinations. Amending § 51.1-1135.1. (Patron-
Petersen, 
HB 247 (
C))
 
 
Sickness and Disability Program; changes in long-term disability benefits for state employees. Amending § 51.1-1112. (Patron-
Ingram, 
HB 699 (Chapter 
96))
 
 
Sickness and Disability Program; changes in long-term disability benefits for state employees. Amending §§ 51.1-1113 and 51.1-1124. (Patron-
Ingram, 
HB 701 (Chapter 
97))
 
 
Sickness and Disability Program; collection of disability overpayments. Amending § 51.1-1114. (Patron-
Ingram, 
HB 703 (Chapter 
99))
 
 
Sickness and Disability Program; health insurance for injured law-enforcement officers. Amending § 51.1-1132. (Patron-
Ingram, 
HB 704 (
F))
 
 
Sickness and Disability Program; medical absences due to pregnancy. Amending § 51.1-1110. (Patron-
Ingram, 
HB 698 (
F))
 
 
Sickness and Disability Program; program actuary. Amending §§ 51.1-1117, 51.1-1123 and 51.1-1133. (Patron-
Ingram, 
HB 702 (Chapter 
98))
 
 
Sickness and Disability Program; suspension of eligibility. Amending § 51.1-1103. (Patron-
Ingram, 
HB 700 (Chapter 
186))
 
 
Sickness and Disability Program, Local; created. Adding §§ 51.1-1500 through 51.1-1542. (Patron-
Tata, 
HB 491 (
C))
 
 
Title insurance; filing of documents with circuit court clerks. Amending §§ 6.1-2.25 and 17.1-223. (Patron-
Deeds, 
SB 587 (Chapter 
336))
 
 
Workers’ compensation; deposit to be made by self-insurers in order to secure payment for liabilities. Amending § 65.2-801. (Patron-
Nixon, 
HB 474 (Chapter 
44); 
Stolle, 
SB 323 (Chapter 
173))